Financial Planning For

Residents & Fellows

Your Financial Path as a Physician in Training

During training, making any progress toward your financial future can feel like a real challenge—and the truth is, it is a challenge. Your income is limited, your time is even more obligated, and setting either aside can feel impossible. But making the most of the limited resources you have and being intentional about your path forward can make a huge difference in setting a solid foundation. Even if you don’t feel like you’re making major strides, the intention and preparation will put you in a great position to transition smoothly to attending life and hit the ground running.

Resources for Residents and Fellows

Schedule Your Intro Call

Prioritizing Your Finances During Training

Residency and fellowship come with intense time commitments and financial challenges. With limited income and a high student loan burden, making financial progress can feel daunting. Long hours and unpredictable schedules often leave little room for planning, and it can be difficult to know where to start. On top of that, there’s the challenge of balancing your current lifestyle with long-term financial goals—finding the right mix of enjoying life now while also setting a solid foundation for your future.

Even with these challenges, small, intentional financial decisions can have a lasting impact. If you have the capacity to save or pay down debt, deciding where to start and what to prioritize can make a big difference. Whether it’s building an emergency fund, contributing to retirement accounts, or tackling student loans, understanding your options can help you make the most of your limited resources.

Four Practical Financial Tips During Training

No-Fee Personalized Financial Guidance During Training

Financial guidance shouldn’t be a luxury during training. That’s why we offer no-cost, no-commitment financial guidance for residents and fellows. Get answers to your questions, build confidence in your financial future, and set yourself up for success.

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Schedule an Intro Call

Bring Financial Education to Your Program

We provide custom financial education sessions for residency and fellowship programs—designed to be engaging, educational, and free from sales pitches. With interactive discussions and plenty of Q&A, we tailor each session to what matters most to your group.

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How We Can Help

During training, making any progress toward your financial future can feel like a real challenge—and the truth is, it is a challenge. Your income is limited, your time is even more obligated, and setting either aside can feel impossible. But making the most of the limited resources you have and being intentional about your path forward can make a huge difference in setting a solid foundation.

Disability Insurance

Ensuring you understand how disability coverage works so you can make an informed decision that fits your needs.

Student Loan Guidance

Helping you understand repayment strategies, PSLF qualifications, and refinancing options.

Financial Education

We work with residency and fellowship programs to provide no-cost financial education resources and talks, helping trainees gain the knowledge they need to make informed financial decisions.

Attending Transition Planning

Ensuring you maximize new benefits, protect your income, and avoid common financial pitfalls.

Investment & Savings Strategy

Identifying opportunities to start building wealth, even with a limited budget, including guidance on opening a Roth IRA and other investment options.

Personalized Financial Guidance

We understand that full financial planning may not be a priority during residency, which is why we offer no-cost, no-obligation financial consultations to help you navigate your questions and current challenges.